My Dad put money in a VUL. BPI AIA - UPDATE

Just some updates regarding my previous post My Dad put money in a VUL. BPI AIA

After almost a month of back-and-forth emails, BPI AIA has decided to give us back my dad's whole money without any penalties.

But they are asking for a notarized quitclaim. Is this really necessary? or hinahassle nalang kami? Sa pagkakaalam ko kasi nag iiba presyo ng pag notarize depende sa nature nung document.

Tapos usually 1% ang fee? so 1% ng 500k = 5k para sa notary? necessary ba talaga ang quitlclaim???

Anyway, thank you sa lahat ng tumulong sa previous post!